Assumable FHA Loan at 3.2% Rare Opportunity! Qualified buyers may assume an existing FHA loan with an approximate balance of $260,000, offering significant monthly payment savings compared to current market rates. Move in ready and beautifully maintained, this spacious 4 bedroom, 3 bath home is located on a quiet cul de sac in the highly sought after Preserve at Riverview, featuring low HOA fees and NO CDD fees. Enjoy peace of mind with a brand new shingle roof (1 year old) and a new HVAC system (air handler and condenser). The property is also located outside of a flood zone, helping reduce insurance costs. Inside, the open and functional three way split floor plan with high ceilings offers both privacy and flexibility. The kitchen features granite countertops, stainless steel appliances, and a breakfast nook, and overlooks the main living and dining areas, including a separate formal dining roomideal for entertaining. The primary suite provides a relaxing retreat with a walk in closet, garden tub, and separate enclosed shower. A front bedroom with an adjacent full bath is perfect for guests or multigenerational living, while two additional bedrooms in the rear share a convenient Jack and Jill bathroom. Step outside to a covered and screened lanai, perfect for enjoying Florida living year round. The backyard is partially fenced and can be easily fully enclosed. Energy efficient solar system in place with a lease of approximately $128/month, helping keep utility costs low, with an average electric bill of approximately $37/month. Additional savings opportunity: The Florida Green Finance Authority assessment on the property tax bill will be paid off at closing, resulting in an estimated $1,500 reduction in annual property taxes. Conveniently located just minutes from US 301, US 41, and I 75, offering easy access to shopping, dining, healthcare, and all that the Tampa Bay area has to offer.