Tucked inside the coveted Harbor Bluffs community, this 3 bedroom, 3 bath home blends coastal charm with thoughtful upgrades and everyday ease. Set in an X flood zone (non evacuation), the home welcomes you with rich hardwood floors and a light, open layout designed for both quiet mornings and lively gatherings. The living and dining spaces flow effortlessly, creating a warm and inviting heart of the home. The split floor plan offers privacy for all, while one bedroom features an ensuite bath and private garden entranceperfect for guests or a flexible in law suite. Out back, your private oasis awaits. A sparkling Pebble Tec pool, shaded patio, and lush tropical landscaping create a serene space to unwind or entertain under the Florida sky. Notable updates include a 2013 metal roof, impact rated windows and doors, 2022 A/C, plantation shutters, and a water softenerbringing comfort, security, and efficiency together. Located near Belleair Bluffs shops, dining, and Gulf beaches, this home offers more than just a place to liveits a relaxed coastal lifestyle.